You are currently viewing Cloned Credit/Debit Cards Dumps Method – Latest Tutorial 2022

Cloned Credit/Debit Cards Dumps Method – Latest Tutorial 2022

Introduction to credit card atm and dump carding

The process of credit cards Dumps carding can be more fun and requires a larger group to succeed. Offline or in-store carding is the act of swiping counterfeit cards at actual stores or POS terminals to make purchases. To do this, the buyer will need to convert his dumps into plastic card. If he has the necessary software and hardware, the buyer can do it himself or ask a third party to do it for him.

Some stores specialize in making counterfeit cards with dump data. There are many options available depending on the card brand, genre and other factors. They are a crucial part of the fraud ecosystem because of their neatness and enhanced customization. There are also chances that the fraudster might steal your dump information and leave you without any money. This fraud system Buy Dump Track 1&2 with pin is all about reputation.

What’s dump carding?

Credit card dumps are a form of carding where the criminal creates an unauthorised digital copy of a credit cards. Although this type of carding is not new, it has become more common in recent years, due to increasing credit card fraud, identity theft and other forms of cybercrime.

Different types of software to clone a dump and pin for in-store carding

Pro carders prefer to create counterfeit cards in-house to prevent leakage from their purchased dumps. There are specific hardware and software requirements for this.

  1. Fake counterfeit cards and plain plastic cards
  2. Magnetic card reader/writer
  3. * Software to record Track 1 and 2 data on the plastic cards
  4. * Start by buying the fake cards or plain plastic cards with magnetic stripes.
  5. Once the card has been issued, the carder will need to use Encoder hardware and software in order to transfer data onto the magnetic strip.
  6. Many hardware options are readily available on popular hacking forums and ecommence sites. MSR206 is the most widely used encoder in the community. It is compatible with all versions of OS, and works well with popular encoding programs like “Exeba” and “thejerm”.
  7. It is easy to write data to Magnetic Strip. The carder must provide Track1 or Track2 or both track information from the dumps to the encoder software.
  8. After the details are provided, the hardware must be set up. The card must be correctly placed in the encoder. The card will now be ready for purchase after the writing process has been completed.

Safety tips for cloned atm dumps cards

  1. For verification, create a fake signature on the back of your card
  2. Fake ID. If you make large purchases, the shop may ask for proof of ID before they will accept your card.
  3. In case of a card payment failure, it is advisable to have cash or backup cards. This will make the transaction appear genuine to the merchant.

Although it may sound risky, in-store or offline carding has a higher success rate than online carding. Merchants often don’t consider swipe and use suspicious because it is an easy way to pay. Online shopping is computer-based authorization and authentication, so there are high chances of it failing.

The Best Places to Cash Out Cloned ATM Cards (Dump).

Carders are always looking for ways to make offline carding safer. These are some of the most popular and well-known techniques:

  1. Do not shop in stores with inadequate security measures such as CCTV cameras or supervisors who aren’t very active in checking ID and cards before you pay.
  2. * The card can be used at self-service grocery shops or gas stations. There is usually no supervisor at self-service payments. The carder can swipe any white plastic card to make the payment.
  3. Do not shop in stores with inadequate security measures such as CCTV cameras or supervisors who aren’t very active in checking ID and cards before you pay.
  4. If you are purchasing a luxury or expensive item, make sure they are properly dressed.

Skimmed dumps are the best quality dumps you’ll find. Skimmed dumps are those that were swiped onto a Mag Stripe reader. These will ensure that you have the correct track1 and track2 information. Hackers often take hacked dumps from databases. These dumps are of the highest quality available.

Track 1 and 2 with the PIN

This section will teach you how to write dump tracks 1 and 2. Follow the steps to write dump tracks 1 and 2.

How to use msr SOFTARE to create dump

What’s MSR Software? An MSR converts credit card information into data that retail software can understand. … The MSR converts credit card information into computer-readable data.
Let’s get to work:

Start the EMV.EXE

After you have installed the software, open emv.exe under administrator and enter your license key. The software comes with a.txt file that contains the license key.

Connect MCR200 with Your Computer

After successful installation, connect the MCR200 to your computer. Next, select hardware from the EMV software. Finally, you will get Connect.

Install EMV

Once you have connected the MCR200, a popup appears. Select your card format, and then click Check USD Port.

Note, select either MasterCard, Visa, etc. It all depends on the type of card you have.

Generate ARQC Master Key and CVV

To generate unique ARQC keys, click the Generate ARQCbutton within the EMV software.

To generate a master key set, click Generate Master Key.

Final, mark the box that reads Create a New ICVV for Each Transaction.

Accept EPI MXI Credit Deposit and ARPC Key

Accept the EPI MXI credit card and the ARPC Key. You will need to keep the ARPC Key.

Next Step

Accept the options above and then use EMV Tag or ICVV.

Next, click Check ARQC KEY and Check Master Key.

Set the Exp. Set Exp.

Next, enter the expiry date for the card. This includes the month and the year. Credit cards only require month and year for expiration.

Enter the PIN if you have it. Although the PIN is not required, you can’t use your card at an ATM if it isn’t known. The PIN is not required, but you can only use the card for POS transactions.

However, I would not recommend that you use the card for POS.

Track 1 and Track 2, respectively, are open

Enter track 1 and track 2 now. Now, enter track 1 and track 2. For example, 514563446267380=12202040570004128900 will now be 514563446267380D12202040570004128900.

The difference is that I replaced the “equal sign” with D.

The reason I changed the ‘equal sign (=) to D is that the EMV software runs .hex and not .txt, because both POS as well as ATM are .hex.

The Smart Card can be burned

Once you have entered the track, click Valid. A pop-up will appear with all the information that you have entered on the card. The computer will take approximately 2 minutes to burn the data onto EMV chips of the card.

Once the burning process has been completed, click Exit and the EMV software will exit.

Note – Do not remove the card until you exit.

Confirm your Card Data

Verify that the card information is correct before you close the EMV software.

Start the software again, connect your card with the MCR200 and click View Card in the EMV software interface. The EMV software will immediately return data from the card within 1 minute.

If all is well, you can now cash out using an ATM or a terminal at a POS. However, a POS is highly recommended.

Services specialized in cloned card carding

While we have already covered the most important parts of dumps carding and its based payment system, there are other important aspects to this carding ecosystem that involve specialized services for carders.

These services help reduce the burden of managing the entire carding process alone. These specialized services are usually provided by individuals or groups that work together with carders. They form a tight-knit group that manages the entire business model. Based on their respective roles, the profit is split between them. These are the three most important specialized services:

  1. Runners
  2. Droppers
  3. Shoppers


Runners are those who use counterfeit cards to make fraudulent transactions. Most card owners have their messaging/email service activated. This means that the bank will send a notification message to them or an email about any transactions made on their cards. This could alert the card owner to fraud transactions and allow him to request that the bank block his debit or credit card.

This is where the “Runners” special service comes in. A runner is an individual or group who is primarily motivated by making as many fraudulent transactions as possible within a short time. ATM withdrawals are their main target as they provide hard cash to use immediately. In order to make multiple withdrawals at once, runner often create multiple fake debit cards with the same details. Runners are most interested in card details stolen from ATM skimming. This information is both fresh and current as well as the possibility of receiving hard cash through withdrawals.

A Runner can also provide another service, but it comes with a lower risk. Fake accounts with payment service providers such as Ucash, Western Union and Paypal are one example of this service. These runner can create multiple fake accounts on these payment services. The buyer then uses these accounts to transfer funds into the fake accounts. These frauds are most common using Western Union and Paypal. The Runner can withdraw funds from the fake accounts or transfer them to the Buyer’s account using the shield of multiple transfers.

Also, runner can open fake bank accounts in other countries to withdraw money using stolen cards.

Runners bear the risk and are therefore able to make a large profit. They typically charge carders between 40-60 percent of the money they steal in one run.


Dropper is another specialized service that is very popular in the credit card fraud industry. Let’s say that the carder is looking to shop online for luxury goods and dumps. He has his card details and a shipping address. However, he cannot trace back to the carder. Droppers was the solution to this problem. There are many ways that the Dropper works. Renting an apartment for a few weeks or a month is one of the easiest ways to get around Dropper. Dropper uses fake IDs to create a false tenancy agreement. This allows him to keep his tracks clear. Now the Dropper has an address from which he can ship his item.

A Dropper can consult with several carders and give them their address details to maximize his return. To facilitate carder’s overseas shopping, Droppers can also be spread across multiple countries. After the Dropper receives all items from the carder, he is able to move out of the rented apartment. Some Droppers also rent out PO Box numbers with fake or expired IDs to receive the goods at their registered PO Box. The Dropper takes on a fair amount risk so his profit percentage can vary from 30 to 50%. The Dropper may request a product order in exchange for the carder’s ordered good.


The Shopper is a person who specializes in buying counterfeit cards provided by carders. A Shopper is a person or group who specializes in the secure, worry-free purchase of goods with fake cards. Because shaky hands and sweaty faces can raise suspicion when shopping with fake cards, this is an important aspect. Fail-safe methods allow shoppers to communicate with the payment supervisor if the card does not authenticate. The most popular service in this fraud ecosystem is Shoppers. It involves less risk than other services, and the carder can make a small profit by paying 10-20 percent for the goods purchased.

The type of product the carder wants Shoppers to buy will determine the margin. The shopper would receive a higher profit share if they were to purchase expensive luxury goods.

It is important to highlight the way that this entire fraud ecosystem was built up. This ecosystem has attracted nearly all of the top cyber criminals due to its high profit margins and wide range of evasions.

It takes time to create a balanced model that is optimized. It takes a lot of development and progression. What we have just learned isn’t new. This payment fraud ecosystem has been around for many years and continues to thrive. In the final pages of this article, I will discuss the Economics and challenges involved in this fraud ecosystem. Also, possible solutions to these problems.


Cashing out dumps, ATM, or in-store carding is possible worldwide. I’m sure that every carder has their own method and approach so we won’t claim to be smarter than others. This is the fastest and most efficient way. This method is not for everyone, but we are happy to share the general picture. Remember NOT TO WRITE ON THE CARD !!!! In case of credit card detection, COPS have been instructed to pay more attention to different signs. Label the cards or mark them and keep the PINS separate.

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